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Most Real Estate Agents and Lenders recommend that the homebuyers get pre-qualified with a lender before selecting a home to purchase. This way we will have the best information about the price you have chosen.
Reasons To Get Pre-Qualified…
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With pre-qualification, you can determine which loan program best fits your need and which programs you qualify for. |
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You will know exactly how much you are qualified for. It’s no fun to find your ideal home and then realize that you can’t afford it. |
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Your monthly payment will be set even if rates go up. This will allow you to budget your money before making this large investment. |
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It shows you what the down payment and closing costs will be. |
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If you are a first-time buyer, you may be able to qualify for a special first-time buyer program which may allow you to afford more home for your money. |
Please use this mortgage calculator as a guide only. For a complete breakdown of fees & mortgage rates please contact your mortgage broker or call us for a list of mortgage brokers in the Vernon area.
(Do not use commas)
To find out, 'How Much Can I Afford?', please click here.
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